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Authorloans
what is the longest duration for which one can give a loan, can i take interest on loans???
3.14. There are limits for transfers intended as presents or loans. Maximum size of debt that can be owed to all other players in total is 20,000 * [Combat level] gold. The maximum term for loans is 1 month, unless the comments to the transfers state a shorter period.
can i take interest and make some profit and what if the person cant pay the loan in decided time
can i take interest and make some profit

No


what if the person cant pay the loan in decided time

You can block him/her, but you wont see your money back.
what if the person cant pay the loan in decided time

The person will be fined twice the amount of the loan. You will receive no compensation.
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