| Author | Thief Guild Invitation (how to get it) |
|---|
it is impossible to pay back a loan of 1million gold to one person in one month using labourer's guild.
i have an idea and it will require getting a loan from 3 people.
so you take a loan from 3 people (each give 330k) then you work for one month, and pay back one of the people you owe. then you take another 330k loan from him and pay the second person back. then you get the 330k back from the 2nd person as a loan and you pay back the third person. now, you have another month to give back the loan which is now only 660k and you now owe only two people. again, now you work for a month, get 330k, and pay back the 1st person. then get a 330k loan from him and pay the second person. now you have a month to pay back 330k to one person. you work for the month and return the loan. tell me what you think bout it :) |
| Looks too shifty to work..I would rather not do it. |
| Haha, thats an awesome brain riddle solved. Like omega22 said, rather not do it in case. |
| if your LG is not high enough to get 330k in a month, then get a 250k from 4 people. |
Technically there's nothing in the rules that explicitly forbid renewing or transferring your loan into another loan. But there's a reason why a limit of 1 month was put on loans.
Why don't you make it simple? Person A wants to lease (whether for free, requires rent, or charge interest) you a TGI. To get around rule 3.33 he loans you 1 mil gold to buy his TGI. At the end of each month he loans you more gold to repay your previous loan (or you use person B's loan to pay back person A's loan and vice versa every other month).
Then what's the point of having 1 month limit on loans? I believe it's implied that you can't renew or pay loans with loans. |
I believe it's implied that you can't renew or pay loans with loans.
it doesn't say anything about not being able to renew your loan. so i guess it's a loop hole. it means you can get around the obstacle without breaking the rules. |
it doesn't say anything about not being able to renew your loan.
Agree.
so i guess it's a loop hole.
Agree.
I believe it's implied that you can't renew or pay loans with loans.
Maybe; who knows.... goes back to the loophole.
it means you can get around the obstacle without breaking the rules.
That's up to the admins. Admins don't strictly enforce just the letter of the law; but also the spirit of it. "Are you feeling lucky?" |
OK, person one loans 1 milion, you repay it month later with someone else`s milion and repeat that multiple times. Not stated that its against the rules.
You can even lie and claim they are your two brothers playing from the same PC. But I would fear someone applies normal basic logic to punish you for this.
This rule covers it anyway:
1.5.1. The Administration has a right to cease access to the service for users whose in-game behavior is a dedicated assist to another character or group of characters. |
If Person A loans 100k to Person C, then the loan counts as from A-C.
But if Person A loans 100k to Person B, and Person B loans 100k to Person C, then it counts as a loan from B-C? That doesn't sound right. |
Even in the dubious position that the points mentioned before are not sufficient for admins to block.
Another point is that you will have to keep getting new loans. If any of the people giving a loan decides they don't want to anymore - you are screwed. And given that it will take a long time to pay off your loan, this is not unlikely.
Overall, an interesting idea, but realistically, not going to happen. |
that rule doesn't cover it. it says whose in-game behavior is a dedicated dedicated means they don't play for themselves, but for another character or group of characters.
like if he sends all his gold to some character or a group of characters constantly and doesn't expect to get it back. (like a multi) or somebody who afks on purpose or volleys their own teammates. but if you get a loan from somebody they expect to get it back.
btw what i described in the first post was massively used during the estate sales. i emphasise the word Massively |
If any of the people giving a loan decides they don't want to anymore - you are screwed.
that's why you have to make sure that they know about the plan, and that they totally agree to it. most likely have to be your friends that you trust |
Phew, giving you 300 000 every month over and over, thats what I call dedication. :-)
Anyway, repaying one loan with another is not precisely illegal. But recieving 30% of their wealth from the 6 accounts of your "siblings" playing from the same computer is not illegal too.
Its just that one day you might see "blocked: Financial assistance" in your log for one of those reasons.. |
btw what i described in the first post was massively used during the estate sales.
Some were lucky; others not so lucky. |
for Omega22:
aren't transactions from the same computer illegal?
giving you 300 000 every month over and over, thats what I call dedication. :-)
only two times. and it's not dedication if they expect it back. it's called helping a friend. :) |
If you can get 330k in one month - why don't you wait 2-3 months and than pay the TGI?
Just a small hint:
Even at the highest LG you would need to enroll 11 times a day.But that would mean that you are manage to enroll each time at the best factory and since you need time and money to fight against the workaholic penalty, you better stay each day 18 hours awake to mange all that.
And keep in mind that can only work if already have the highest LG. That would mean 12,000 times to enroll first - if we stay at the same rate, this can be done in 9 months than Around 1,000 times to enrolle in 3 monthes only and you have your TGI.
BTW: 12,000 times 175 is 2,100,000 - enough for around 2 TGIs. :) |
why don't you wait 2-3 months and than pay the TGI?
the price is growing higher every moment.
Even at the highest LG you would need to enroll 11 times a day
lol your talking like the only way you can get money is work. MG quests give good amount of money (on higher difficulty) and a chance to get an element. |
lol your talking like the only way you can get money is work. MG quests give good amount of money (on higher difficulty) and a chance to get an element.
Sorry, you where only talking about LG. Of course you can money with MG - but on the other hand you still need to spend money for arts.
And you should still be aware that we all expect a LG-update (like .ru has) any day soon.
Level Glasses Efficiency of Bonus
0 0 1
1 90 1.1
2 180 1.2 +1 defence
3 360 1.4
4 720 1.6 +1 defence
5 1500 1.8
6 3000 2 +1 defence
7 5000 2.2
8 8000 2.4 +1 defence
9 12000 2.6
10 17000 2.8 +1 defence
11 23000 3
12 30000 3.2 +1 defence
The player with the highest LG that isn't in a TG is Dr-DEATH [9] with 10324 LG points.
https://www.lordswm.com/pl_info.php?nick=Dr-DEATH
If he enrols 24 hours a day for straight 90 days at the most expensive factory and makes fights that allow him to remove the workaholic punishment without costing more than he gets from then, he will be able to make 352,240 gold only to either die because of lack of sleep or get banned for password sharing. |
simply
no one will ever give u a loan of 350 or 250k |
This presuppose that you are willing to dedicate three month of your time (life??) just for a TGI, doing alomost nothing else. As for MG, you're considering that you WILL get elements, but as we all know this, you might don't get a single toadstoll over 30 fights. Do you really think you can save up 11k gold per day? And if so, do you think you won't have ANY commitment for 3 full months? Won't you get ill (I don't wish you will, but it still is a possibility to contemplate), or what so ever? Won't you get bored of spending so much time for so little benefit (I don't believe it's worth so much effort...), and in the end not pay back your lenders and end up being blocked?
All in all, I sincerely hope you got a hell load of cofee for the 3 months to come ^^ |
