| Author | loan |
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My friend is asking me for a loan. I have already given him 7 k and he is asking for 7k more.
Suppose he didn't return then what should i do? |
It's your choice, if you think he will eventually give you the money back and you want to give him a loan, then you can.
If you don't want to loan him the money, then don't. If he does not pay back your loan, the devs won't get it back for you, they will simply fine him for it. |
If the person does not return the loan within the specified time limit you can report him/her here(max time is 1 month)
https://www.lordswm.com/forum_thread.php?id=113
You're "friend" most likely wants 7k for roulette so i suggest don't give them the money because you may not get it back |
Loan Interest is forbidden. From your transfer log seems that you're expecting to receive 3k of interest in total, however it would be against the rules, with that being said, you'll be very luck if this person simply manage to repay your original loan.
Word of advice, do not give loan to people that you do not know, infact there's no reason to give a loan to anybody at all, since anyone can earn/lose money as equal. |
Well, it seems he has to pay a lot of gold to other players, for loans he got earlier.
Since you are asking what to do:
Do not loan him any more gold.
If he realy is your friend, then you could send him some artefacts later, to help him get back to positive gold (in case he gets fined for about 100.000...) |
low Laborers' guild level + high roulette numbers = no loan
unless you know the player "in person" AND can beat the crapp out of him (literaly) in case no return of your gold, better not risk your hard earned gold :p
many does the mistake you did. I did lost a 5k to a roulette junkie 6-7 years back. they can be very very insisting in private mails. do not fall to that trap.
best way to deal those loan asking mails coming from complete strangers : report as begging as soon as get such mail.
I forward such mails to insults, adding a begging to subject.
not 100% sure if thats the correct way, some forum official may clarify later. personaly never got a warning for doing so. also seen many get blocked ;) |
I forward such mails to insults, adding a begging to subject.
I've done that and the beggar got punished, although it could take a long time |
| Best solution in my opinion is "Delete and block author" button after first begging mail. |
for Angel of Death:
Ok thnx for telling me that loan interest is forbidden.
I didn't knew that and actually i didn't ask for any interest.He told me that he will return 3k more. |
| I have told that player to return the exact amount back as i gave him. |
Best solution in my opinion is "Delete and block author" button after first begging mail.
lol |
| Is it forbidden to give loans beyond 20k. |
| 3.14. There are limits for transfers intended as loans. Maximum size of debt that can be owed to all other players in total is 15,000 * [Combat level] gold. The maximum term for loans is 1 month, unless the comments to the transfers state a shorter period. |
| closed by Mihir (2016-03-15 21:10:44) |
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