Author | loan period |
can be given loan for longer time as one month if it is in decription of loan? for example 3 months |
no the maximum load period is 1 month it cannot exceed more than 1 month
3.14. There are limits for transfers intended as loans. Maximum size of debt that can be owed to all other players in total is 15,000 * [Combat level] gold. The maximum term for loans is 1 month, unless the comments to the transfers state a shorter period |
and lets say if at the end of the month will write description as renewal loan to next month (minus repaided gold from loan) |
or just extend the loan after one month in loan description |
This is not allowed. You need to repay loan in full.
Once it is repaid you can then receive another loan for upto one month again but previous loan must be repaid first. |
so if get a penalty for something
the we cannot pay a loan
and then what ?? |
Then the loan is overdue. Loans are purely optional and the granter took the risk. Also, the granter is not allowed to charge interest or anything, as per Rule 3.21
3.21. Any banking and bookmaker activities are prohibited without exception.
Banking activities - granting loans with interest, receiving money from other players on deposit accounts, pawn shop business, insurance operations or any other bank activities. |
so i can pay loan after i get positive or i will get a penalty for not paying :( |
3.17. The Administration does not take responsibility for the unreturned debts and does not guarantee compensation in case of swindling by other players; as well as in case if the debtor has been blocked. When a loan is not returned in time, (the time must be written in the transfer logs, no more than a month) the swindler will be imposed a penalty of a sum twice as much. If the term isn't posted in the transfer logs, the penalty will occur 1 month after the loan transaction. The creditor does not get compensation.
You will probably get fined double the amount you borrowed if you get reported |
so if get a penalty for something
the we cannot pay a loan
and then what ??
you may contact the lender, explain the situation, and ask for the loan to be formally converted to "gift" (the lender sends you 1 gold stating that in description).
after you're back on positive gold, and if you're a man of your word, you can then gift the amount back, thus repaying the loan. |
i will try surely...
wish it works |
ok some are ready (1)
and some are not replying (1)
so the one who is not replying i owe him 20k
so i will get 20k fine
I request admins i already have penalty how will I repay loan
and if i not pay more of the penalty :(
how can i manage to that extent
It means 40k penalty more :( |
you should have thought of that before. |
i cant explain it again
But this means for sure i will get penalty ........ |
so if get a penalty for something
the we cannot pay a loan
and then what ??
in general, you shouldnt need loan in most of time because:
1. to be accurate, only those had problem with roulette; or those get penalty from admin will need loan from other to pay.
2. always remember that you need to return loan within 1 month. dont ask why, the rules were there.
3. in case you get penalty for not return loan in time and fall into the deadlock (penalty > debt > loan > not return in time > penalty), dont take the loan else refer point 2. |
ok so now if i regret too
I will get penalty
thats it :) !! angry but what can i do !! :) |